Steward Guide Wealth Partners
Helping You Honor, Guide, and Steward His Gifts
A faith-centered financial planning firm in St. Charles, IL. We simplify the complex — with plain talk, straight answers, and a team approach that puts your family's goals first.
What We Do
Comprehensive Financial Planning
From building wealth to protecting it, our team works hand in hand with you across every dimension of your financial life.
Asset Management
We build and manage investment portfolios aligned with your goals, risk tolerance, and values — always acting in your best interest.
Education Planning
Fund your children's education without sacrificing your retirement. We help you find the right balance between both goals.
Retirement Planning
Define what retirement means to you — then build a comprehensive strategy to get there with confidence and clarity.
Retirement Income Distribution
Making your money last is a different challenge from accumulating it. We guide you through distribution strategies that sustain your lifestyle for decades.
Legacy Planning
Leave behind more than money. We help you create a lasting legacy that reflects your values, faith, and love for the people who matter most.
Estate and Wealth Transfer
Protect your estate and ensure your wealth reaches the people and causes you love — with strategies designed to minimize tax burden and preserve your legacy.
Our Philosophy
We Simplify the Complex
At Steward Guide Wealth Partners, we believe that plain talk and straight answers are the best approach to investing, estate conservation, retirement planning, and wealth preservation.
Our first priority is helping you take care of yourself and your family. We do that by learning about your personal situation, identifying your dreams and goals, and understanding your tolerance for risk.
A team approach allows us to be an effective resource for clients who have a wide variety of needs as they maneuver through a complex financial-services world. Every client gets our undivided attention — from planning to execution to follow-up.
Our team brings over a century of collective expertise across financial planning, investment management, banking, and client services.
Our advisors hold both the CERTIFIED FINANCIAL PLANNER™ and Certified Kingdom Advisor® designations — combining financial rigor with values-centered counsel.
Located in St. Charles, IL — serving families and individuals throughout the greater Fox Valley region with personalized financial planning.
The People Behind Your Plan
Meet Our Team
Our advisors combine over 100 years of experience with a genuine commitment to your financial well-being.
Ron Harczak
Financial Advisor
After a 15-year career in banking, Ron transitioned to independent financial advisory — bringing deep institutional knowledge and a genuine commitment to client relationships. He is a CERTIFIED FINANCIAL PLANNER™ Professional and a Certified Kingdom Advisor®.
ron@steward.guide
Justin Ancona
Financial Advisor
Justin specializes in retirement confidence and wealth stewardship, helping clients answer the question that shapes every financial plan: "How Much is Enough?" His teacher-focused approach makes complex financial concepts accessible and actionable.
justin@steward.guide
Jim Vanderbilt
Financial Advisor
Jim has been a financial consultant since 1987. His extensive background spans goal identification, investment strategies for retirement, college planning, and estate planning — giving clients a trusted partner with decades of real-world experience.
jim@steward.guideClient Services
Betsy Dickey
Director of Client Services
With the firm since 1998, Betsy brings expertise in office management, software systems, and client relations — ensuring every client interaction runs smoothly.
betsy@steward.guide
Cathy Perrin
Client Service Specialist
Cathy is often the first voice clients hear — managing phone support, scheduling, and file management with warmth and professionalism.
Cathy@steward.guide
Courtney Wicklund
Client Service Specialist
With a background in banking and experience at LPL Financial, Courtney handles account servicing and client care with expertise and a personal touch.
Courtney@steward.guideResources
Financial Insights
RetirementFeatured · Retirement
Retirement Planning That Aligns with Your Values
Retirement isn't just about money. It's about what you want your life to look like — and making sure your financial plan reflects what matters most to you.
Read article
RetirementRetirement
Retirement Income Distribution: Making Your Money Last
Accumulating money for retirement is only half the challenge. The other half — making it last 20, 30, or even 40 years — requires a different kind of planning.
Read
Asset ManagementAsset Management
Asset Management 101: Building a Portfolio You Can Actually Live With
The best investment portfolio isn't necessarily the one with the highest returns. It's the one you can stick with through market ups and downs.
Read
Education PlanningEducation Planning
Education Planning: Funding College Without Derailing Your Retirement
Helping your kids get a great education is a worthy goal — but not at the cost of your own retirement security. Here's how to do both.
ReadGet In Touch
Let's Start a Conversation
Whether you're just getting started or looking to make sure you're on the right track, we'd love to hear about your goals. Reach out and let's talk.
Phone
630-513-4600Office
451 Dunham Road, Suite 500
St. Charles, IL 60174
Office Hours
Monday – Friday: 9:00 AM – 4:30 PM